Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
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Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Term Life Insurance
Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.
Hospital Indemnity
Hospital Indemnity Insurance can provide gap coverage to help offset expenses not covered by your health insurance plan.
Long Term Care
Long Term Care Insurance covers a variety of services which help meet the medical and non-medical needs of people with a chronic illness or disability who cannot care for themselves for long periods of time.
Annuities
An annuity is primarily used as an income stream for retirees. It is a contract with an insurance company that promises to pay you a stream of income in the future.
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Your Trusted Insurance Professionals
Turning 65 means you are eligible for Medicare benefits. Medicare alone is not enough. You're about to be inundated with mail sent to you from insurance companies telling you about all the plans they have available for you to buy. The problem most people have, is they get so much information, it creates a great deal of confusion and frustration sorting through it all. What is the right coverage for you and your specific circumstances?
Medicare Supplements- These plans greatly enhance your Medicare benefits. There are only two types to choose from in Massachusetts. Which one is right for you? I can help.
Medicare Prescription Drug Plans- necessary for those with a supplement. There are 27 to choose from. Each of these 27 plans change their benefits each year. Which one is right for you? Choosing the wrong plan can be costly. I can help.
Medicare Advantage- An alternative to a supplement. Please plan to give you some advantages over traditional Medicare, and typically include prescription drug coverage, some dental, eyeglass coverage, hearing aids, and more. Generally, there is little or no monthly premium. Is this type of plan right for you? I can help.
I have been assisting people with their health insurance needs for over 31 years and have access to all the information you need to know about Medicare and all the plans surrounding Medicare. I can also assist you with any Federal or State programs you may be entitled to. Best of all, there is no charge to you for my services.
Don't wait. Avoid late penalties. Call or email now for more information or to schedule an appointment.
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